Peran Penting Asuransi dalam Manajemen Keuangan

Peran Penting Asuransi dalam Manajemen Keuangan

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Setiap orang punya perencanaan dalam hidupnya masing masing,tapi setiap orang tidak pernah akan tahu tentang apa yang akan terjadi dalam kehidupan sehari hari. Begitu juga dengan masa depan semua dimasa depan adalah rahasia tidak pernah dapat diduga.

Saya kadang membayangkan kebutuhan keuangan dimasa depan,dalam mengatur keuangan untuk kebutuhan sehari hari, keperluan anak sekolah masih diharus dikelola dengan benar apalagi saat hal-hal yang tak terduga datang sudah pasti tabungan akan terpakai malah terkadang bisa nombok.

Saat saya mendapat undangan untuk mengikuti mini workshop blogger pada hari,Senin tanggal 13 Agustus 2018 yang diadakan Allianz dengan tema Peran Asuransi dalam manajemen keuangan saya banyak tahu bagaimana gambaran masa depan jika kita kita tidak mengelola keuangan secara baik.

Kita diajarkan tentang gambaran manajemen keuangan dengan cara bermain Smart Plan By Allianz Invesmest dipermainan tersebut kita diajak untuk mengelola keuangan kita disaat menerima gaji,bagaimana menabung juga berinvestasi.

Permainan Smart Plan mengajarkan bagaimana cara untuk berinvestasi membeli saham, membeli properti seperti rumah juga memberitahu bahwa banyak kejadian yang tidak terduga seperti phk, keadaan sakit dan resesi ekonomi semua hal bisa terjadi dalam kehidupan kita.

Smart plan hanyalah gambaran kecil hal yang bisa terjadi dalam kehidupan nyata. Manajemen keuangan yang terencana sangat diperlukan untuk mencegah hal buruk yang akan terjadi.

Penting artinya kita tahu apa yang mesti kita lakukan apakah menabung dahulu,berinvestasi beli property atau saham. Membeli perlindungan Asuransi adalah hal yang penting yang bisa menjamin kita disaat hal yang tak terduga menimpa kita seperti sakit dan kematian.

Dalam kehidupan, nilai kekayaan anda tidak ditentukan oleh besarnya gaji yang anda terima tapi bagaimana anda melalukan pengelolaan keuangan. Apakah kita memiliki tabungan yang cukup untuk memenuhi kebutuhan dan menghadapi hal hal yang tak terduga.

Tabungan atau deposito yang dicairkan saja kadang tidak cukup jika kita mengalami hal yang tidak terduga seperti sakit parah atau usaha kita mengalami kebangkrutan.

Hal tersebut membutuhkan pengeluaran besar yang kontinue oleh karena itu dibutuhkan manajemen resiko dengan membeli polis asuransi.

Kita sering mendengar apa yang disebut Asuransi atau jaminan pertanggungan. Jaminan yang diberikan asuransi berupa jaminan atas kerugian, dalam pekerjaan dengan adanya Asuransi kita sudah tertanggung atas hal hal yang tidak terduga yang mungkin akan terjadi dimasa mendatang.

Setiap orang akan mengalami siklus kehidupan,lajang dimana biaya tidak terlalu besar, tapi disaat menikah dan mempunyai anak saat itulah anda sudah mempunyai tanggungan. Karena disaat ada tanggungan kepala keluarga bertanggung jawab untuk kelangsungan pendapatan keluarga.

Disaat hal tak terduga terjadi pada kita disaat mengalami sakit atau meninggal dunia peran asuransi sangatlah penting untuk menanggung biaya rumah sakit dan kelangsungan hidup keluarga yang ditinggalkan. Kita akan merasa aman karena biaya rumah sakit sudah ditanggung oleh asuransi.

Bapak Irfan Hanif DereIndra, Invesment Communications Allianz Indonesia mengatakan jika kita tidak mempunyai Asuransi kita akan mengorbankan uang cash atau tabungan dan investasi yang kita punya, pengelolaan resiko yang akan terjad mulailah untuk mempunyai perlindungan resiko yaitu asuransi.

Penting artinya asuransi melindungi seluruh anggota keluarga. Untuk kepala keluarga. Asuransi jiwa diperlukan untuk menghadapi resiko hidup yang terjadi yang tidak bisa diprediksi kapan datangnya seperti kematian,sama seperti asuransi kesehatan yang melindungi seluruh anggota keluarga yang bisa menanggung hal hal yang tidak pasti terjadi dimasa datang.

Anak anak juga membutuhkan asuransi pendidikan untuk menunjang biaya sekolah mereka sampai jenjang perguruan tinggi.

Itulah kenapa kita membutuhkan asuransi ibarat menabung untuk masa depan yang lebih baik bisa melindungi seluruh anggota keluarga dari resiko.

Allianz merupakan salah satu perusahaan global yang terbesar yang bergerak dibidang asuransi, telah berdiri sejak tahun 1890 di Jerman.

Allianz merupakan perusahaan asuransi yang sangat pengalaman dan mempunyai posisi finansial yang bagus. Allianz menjadi pilihan pertama merk yang terpercaya dalam memenuhi kebutuhan asuransi dengan pengalaman yang menyenangkan.

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  57. خرید بک لینک و پیوند
    بک لینک چیست؟
    لینک و پیوند سازی را میتوان پربحث
    ترین زمینه در بهینه سازی وب سایت دانست
    و ایده ها متضاد اکثری در باب تاثیر خرید بک لینک قوی و پیوند بر بهینه
    سازی وب سایت و راهکار اجرای آن موجود
    هست . در‌این مطلب سعی می‌کنیم نخست دریابیم خرید بک
    لینک حرفه ای و پیوند چه می‌باشد و بعداز آن آنالیز کنیم چه تاثیری بر سئوی سایت ما خواهد داشت .

    لینک و پیوند سازی یا این که کسب و خریداری بک لینک ارزان مراحل
    اخذ پیوند از دیگر وبسایت های اینترنتی برای وبسایت خودمان است .
    مراد ما از لینک و پیوند نوشته یا این که تصاویری می باشند
    که با کلیک بر روی آنان استفاده کننده به کاغذ دیگری در وب انتقال می یابد .
    ربات های گوگل فرصت باز نگری یک ورقه لینک و پیوند های مو جود در آن را هم
    تحلیل کرده و بدین صفحه ها پیوند شده مراجعه
    می‌نمایند . به همین صورت مسیر حرکتی ربات گوگل در وب
    صورت می‌گیرد .

    متن لینک شده یا Anchor Text
    نوشته لینک شده بدین مضمون‌ است که پیوند بر روی چه عبارتی قرار داده شده‌است .
    بعنوان نمونه در پیشین همگانی بود که میگفتند
    “ برای ورود به تارنما اینجا کلیک نمایید
    ” و لینک را بر روی کلمه و واژه اینجا
    قرار میدادند . در فعالیت عبارت “ اینجا
    ” نوشته پیوند شده یا این که به عبارتی Anchor
    Text به حساب می‌آید .

    زمانیکه گوگل یک بک پیوند به تارنما شمارا تماشا مینماید به انکر تکست اعتنا
    متعددی داشته و عملا قیمت و اعتبار
    منتقل شده به وب سایت شما درین عبارت
    خواهد بود . در صورتیکه تارنما شما با عبارت
    “ کتاب ” پیوند شده باشد منزلت شما وقتی که یک
    استفاده کننده در گوگل عبارت کتاب را کاوش می نماید خوبتر خواهد شد البته در صورتی‌که این لینک با عبارت “ گوشی ” ساخت شده باشد منزلت شما در عبارت “ گوشی ” بهبود خواهد یافت .

    خرید بک لینک از دید گوگل
    نسبتاً تمام وبمستران فعلا از تاثیر منفی خرید بک لینک بر سئوی وب سایت و کسب لینک و پیوند های
    متعددی و نامطلوب آگاه می‌باشند .
    یکی‌از سوال های رایجی که خواننده گان وبلاگ مطرح می‌نمایند این است که ,
    “ خرید بک لینک و پیوند از وب سایت های با پیج رنک بالا چه تاثیری دارد؟ گوگل چه‌گونه متوجه مبلغی بودن
    آن خواهد شد؟ ”

    جواب به‌این سوال عمل فراوان راحتی است , خرید بک پیوند فعالیت صدق نیست!
    در صورتی‌که بدنبال کسب مقام مطلوب در حاصل گوگل
    می باشید و طرح ریزی دراز مدتی برای عمل خویش دارید ,
    خرید بک پیوند رویه قابل قبولی نمیباشد چون احتمال
    دارد شما‌را با اشتباهات دور از شوخی نظیر جریمه وبسایت بوسیله گوگل در آتی روبرو نماید .

    به لهجه بی آلایش , گوگل خرید بک لینک تضمینی و پیوند را بعنوان یک رای مثبت از
    سمت یوزرها یا این که وب سایت های دیگر به
    کاغذ یا این که تارنما شما می شناسد .
    با کسب رای بیش تر شما بخت برد
    در همه پرسی گوگل را خواهید داشت .

    گوگل صراحتا اعلام کرده که خرید
    بک لینک و پیوند برخلاف سیاست های این وب
    سایت بوده و تخلف شناخته میشود .

    خلل از جایی آغاز می شود که یوزرها
    فکر‌می‌کنند با خرید رای می توانند موتور کاوش
    را فریب داده و در‌این همه پرسی غالب باشند اما تحلیل گوگل بر خرید بک لینک
    و پیوند زیاد پیچیده و قادر است .

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